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01 / Case Study

How a CAS firm automates e-commerce settlement reconciliation

30+ hours saved per client per month by automating multi-channel payout matching.

RESULT

Business Outcome

Reconcile multi-channel payouts without manual spreadsheet cleanup.

TIME
30+ hrs

Saved per client per month

Spreadsheet-heavy settlement cleanup is eliminated and replaced with staged journals for review.

CHANNELS
Multi

Multi-channel settlements reconciled

Sales, refunds, and fee structures are normalized across platforms into a single workflow.

CONTROL
Clearing

Clearing accounts stay balanced

Each payout is matched to the deposit with fee and refund detail, reducing drift and rework.

PROCESS
Daily

Payouts reconciled continuously

The ledger stays current between closes, reducing end-of-month stress for e-commerce clients.

E-commerce clients generate deposits that bundle sales, refunds, fees, and chargebacks across multiple channels. Reconciling these settlements manually requires constant spreadsheet cleanup and detective work inside clearing accounts.

We deployed an agent workflow that pulls settlement data from commerce channels, matches it to bank deposits, and stages clean journal entries. The firm saved 30+ hours per client per month while improving accuracy and reducing close stress.

02 / Friction

Manual Friction

Marketplace payouts are messy, multi-line, and time-consuming.

Before automation, staff downloaded settlement reports, mapped them into spreadsheets, and manually reconciled each payout to the bank deposit. Fees and refunds required separate lines, and timing mismatches created clearing account drift.

Each additional sales channel multiplied the workload and increased error risk during close.

TIME
30+ hrs

Manual settlement cleanup per client, per month.

CHANNELS
Multi

Each platform adds its own reports and fee structures.

WASTE
Manual

Deposits split across sales, refunds, fees, and chargebacks.

03 / How AI solve the challenge

Autonomous Agent Solution

Automated settlement matching and ledger posting.

We deployed an agent that pulls settlement data from commerce channels, normalizes the fee and refund breakdown, and matches each payout to the corresponding bank deposit.

It produces clean journal entries that clear out intermediary accounts and stages them directly inside the accounting platform for review, keeping the ledger current without spreadsheet work.

PULL
APIs

Settlement reports pulled from commerce platforms.

MATCH
Clearing

Payouts matched to bank deposits and cleared.

TIME
Xero

Journal entries staged for one-click approval.

04 / What the team does now

Capacity Reclaimed

Staff review exceptions instead of building spreadsheets.

Instead of spending hours reconciling each payout manually, staff review staged entries and resolve true anomalies. Close becomes faster and more predictable, even as sales channels expand.

TIME
30+ hrs

Saved per client per month.

FOCUS
Advisory

Time protected for high-value client work.

SAVINGS
0

Hours spent rebuilding settlement spreadsheets.

08 / Book

Automate settlement reconciliation for e-commerce clients

In a free 30-minute session, we’ll map your payout reconciliation workflow and show how agents can match multi-channel settlements to bank deposits and stage clean journals automatically.

Map your channels, payout schedules, and clearing accounts
Define matching logic for sales, fees, refunds, and chargebacks
Walk away with a practical plan to save 30+ hours per client per month